Microcréditos de inclusión económica: ¿El camino hacia el Buen Vivir?

Abstract

The “Crédito de Desarrollo Humano” is a tool that promotes the economic inclusion of the beneficiaries of the “Bono de Desarrollo Humano”. This investigation sought to understand the relationship of the concept of Buen Vivir, raised from the government's conception, in this sub-program of the Ministry of Economic and Social Inclusion. And, in addition, this investigation sought to analyze the perceptions of its users regarding improvements in their quality of life and satisfaction of their needs. The investigation was carried out in the Zone 8, composed of the cities Guayaquil, Durán and Samborondón. The research approach was qualitative. Techniques such as interviews, observation, documentary analysis and surveys were used to understand the perceptions of the users of the “Crédito de Desarrollo Humano”. The beneficiaries of this sub-program have had improvements in their life, but it is concluded that other parameters need to be considered for greater effectiveness of this project.